Why Vault Capital

The smarter way to
fund your business

We're not a bank. We're on your side — matching Singapore SMEs to the right lenders with zero hidden fees and a process built around speed.

Business team advisory

Built differently,
for you

01

One Application. 30+ Lenders.

Stop filling out the same forms over and over. Submit once and we match you to the most suitable lenders across banks and non-bank institutions.

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02

Free Advisory for All Signed Clients

No consultation fees. Our advisors work on your behalf from day one — we only earn when you succeed.

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03

No Collateral for Unsecured Facilities

Most SME term loans don't require property as collateral. We structure solutions around your cash flow, not your assets.

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04

Speed That Matches Business

Preliminary approval within 48 hours. Full disbursement in as fast as 3–5 working days for qualifying applicants.

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05

Transparent, Competitive Rates

We present real indicative rates upfront. No bait-and-switch. You see what you're getting before you sign anything.

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06

Tailored to Singapore SMEs

We understand ACRA, IRAS, and local bank underwriting criteria deeply. Our playbook is built for the Singapore market.

500+SMEs Served
30+Lender Partners
S$500M+Loans Facilitated
48hrsAvg. Approval Time

Simple. Fast. Stress-free.

1

Tell us about your business

Complete our short assessment form — takes under 5 minutes. We'll ask about your revenue, loan amount needed, and purpose.

2

We match you to lenders

Our advisors review your profile and shortlist the best lenders from our panel of 30+ banks and non-bank institutions.

3

Receive indicative offers

We present the best offers for your review — rates, tenure, and monthly repayments. No obligation to proceed.

4

Sign and receive funds

Once you're happy, we handle the paperwork. Funds typically disbursed within 3–5 working days.

Ready to explore your options?

No commitment. Free advisory. Get your eligibility assessment in under 5 minutes.