01
One Application. 30+ Lenders.
Stop filling out the same forms over and over. Submit once and we match you to the most suitable lenders across banks and non-bank institutions.
Why Vault CapitalThe smarter way to
The smarter way to
fund your business
We're not a bank. We're on your side — matching Singapore SMEs to the right lenders with zero hidden fees and a process built around speed.
Our Edge
Built differently,
for you
02
Free Advisory for All Signed Clients
No consultation fees. Our advisors work on your behalf from day one — we only earn when you succeed.
03
No Collateral for Unsecured Facilities
Most SME term loans don't require property as collateral. We structure solutions around your cash flow, not your assets.
04
Speed That Matches Business
Preliminary approval within 48 hours. Full disbursement in as fast as 3–5 working days for qualifying applicants.
05
Transparent, Competitive Rates
We present real indicative rates upfront. No bait-and-switch. You see what you're getting before you sign anything.
06
Tailored to Singapore SMEs
We understand ACRA, IRAS, and local bank underwriting criteria deeply. Our playbook is built for the Singapore market.
500+SMEs Served
30+Lender Partners
S$500M+Loans Facilitated
48hrsAvg. Approval Time
How It Works
Simple. Fast. Stress-free.
1
Tell us about your business
Complete our short assessment form — takes under 5 minutes. We'll ask about your revenue, loan amount needed, and purpose.
2
We match you to lenders
Our advisors review your profile and shortlist the best lenders from our panel of 30+ banks and non-bank institutions.
3
Receive indicative offers
We present the best offers for your review — rates, tenure, and monthly repayments. No obligation to proceed.
4
Sign and receive funds
Once you're happy, we handle the paperwork. Funds typically disbursed within 3–5 working days.
Ready to explore your options?
No commitment. Free advisory. Get your eligibility assessment in under 5 minutes.