Funding that movesat the speed of business
Vault Capital connects Singapore SMEs with the right lenders — fast, transparent, and tailored to your growth ambitions.
Your trusted partner in SME financing
At Vault Capital, we specialise in clear, customised loan advisory for Singapore's SMEs. We work with banks and non-bank lenders to match you with the most suitable financing — bridging loans, working capital, invoice financing, and more.
Financing for every stage
Business Term Loan
Up to 6x monthly cashflow. Bank rates from 5–12% p.a., up to 5-year terms.
Invoice Financing
Unlock up to 80% of invoice value immediately. Improve cash flow without waiting 30–90 days.
Property-Backed Loan
Up to 80% LTV on commercial or industrial property. New purchase, refinancing, or equity cash-out.
Revenue-Based Financing
Repayments as a percentage of revenue. Ideal for businesses with variable income cycles.
Line of Credit
Standby facility for urgent needs. Pay interest only on what you draw. Renews annually.
Bridging Loan
Short-term capital for time-sensitive gaps. Fast approval turnaround.
One application. Every lender.
No collateral needed for unsecured facilities
Most SME loans don't require property as collateral.
Loan amounts up to S$2,000,000, flexible terms up to 5 years
Sized for Singapore SMEs across all industries.
Free advisory for all signed clients — no hidden charges
We earn only when you get funded.
Access 30+ lenders with a single application
Stop submitting the same paperwork to every bank.
Competitive rates, low advisory fees
We negotiate on your behalf across the entire panel.
Find the right loan for your business
Takes under 5 minutes. No commitment. Get your eligibility assessment today.