VC

WELCOME TO VAULT CAPITAL

Singapore Accessible  Business Loan

Welcome to Vault Capital – Your Trusted Partner in SME Financing Solutions. Empowering Singapore’s businesses with tailored loan advice for sustainable growth.

Interested in Temporary
Bridging Loan?


Expert Guidance

Tailored financial advice for your business needs.

Wide Access

Connect with multiple top lenders instantly.

Flexible Terms

Customizable loan options that suit you.

Empowering Singapore's SMEs

At Vault Capital, we specialize in providing clear, customized Business/SME loan advisory services for Singapore’s small and medium enterprises (SMEs). As a trusted financing partner working with Singapore banks, we help businesses navigate financing options such as bridging loans, working capital loans, invoice financing or factoring loans tailored to support growth and stability. Our mission is to simplify the loan process, offering reliable guidance so you can focus on what truly matters: growing your business.

Financing Solutions for Your Business

Invoice Financing

Unlock the cash tied up in your receivables to improve cash flow. Get Singapore invoice financing to run your operations without having to worry about receivables

Business Term Loan

A flexible corporate SME loan in Singapore for all your business needs. Enjoy easy monthly repayments. Our Singapore Loan Brokers will be able to advise you on how to maximize the loan quantum and loan periods

Property-Backed Loan

Secure up to 80% Loan-to-Value (LTV) for new property purchases, refinancing, or equity cash-out for your corporate or industrial property owned by your company. Get your loans now.

Revenue-Based Financing

Similar to a business term loan, but repayments are based on a percentage of your revenue.

Line of Credit

Access a standby credit facility for urgent needs. Pay interest only on the amount you use.
We Approve Loans
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Why Vault Capital

Vault Capital makes financing simple and effective for Singapore’s SMEs.

Why Choose Us

Let us help you secure the right funding to fuel your business growth.

Would You Like to Get Yourself Assessed For Eligibility?

Fill in a form and find out more about your options. 

Custom Loan Solutions for Your Business

Choose from a variety of flexible loan options with competitive rates and terms designed to meet your business needs.

Details

Business Term
Loan


Property
Backed Loan


Invoice
Financing

Loan Amount

Up to 6x monthly cashflow

Up to 80% Property Value

Up to 80% of Invoice Value

Tenor

Banks: Up to 5 years, Non-Banks: Up to 12 months

Up to 25 years

Up to 12 months

Interest Rate

Banks: 5% – 12% p.a., Non-banks: 6% – 36% p.a.

3% – 36% p.a.

12% – 36% p.a.

Fees

0.5% – 7%

Up to 1%

Up to 1%

We will take you to the next level..

Simple & Fast
Processing

Personalized
Solutions

High Approval
Ratings

Ready to Apply for a Loan?

Required Documents

Document Types


Importance

6 Month Bank Statement

High

Credit Bureau Report

High

Notice of Assessment (Individual)

Medium

Financial Statements

Medium